# Diane Pepe — The Mortgage Pharmacist > Diane Pepe is a mortgage loan officer with Fairway Independent Mortgage Corporation serving the Denver Metro area of Colorado and Lexington, Nebraska. She worked as a pharmacist for 25 years before moving into mortgage lending, which is why she is known as "The Mortgage Pharmacist." She helps first-time buyers, families, veterans, investors, relocating buyers and people downsizing choose the right home loan, with clear, patient, plain-language guidance. ## Key facts - Name: Diane Pepe - Title: Loan Officer - Company: Fairway Independent Mortgage Corporation (NMLS #2289) - Individual NMLS: 2061796 - Known as: The Mortgage Pharmacist - Background: Pharmacist for 25 years; mortgage lending is her second career - Based in: Franktown, Colorado - Service areas: Denver Metro Area, Colorado (including Douglas County: Franktown, Parker, Castle Rock); Lexington, Nebraska and Dawson County - Phone / text: (303) 249-0023 - Email: diane.pepe@home.com - Instagram: https://www.instagram.com/diane_pepe/ - Consultations: free, no obligation ## Loan programs - First-time home buyer loans (down payments from 3% conventional or 3.5% FHA; down payment assistance may apply) - FHA loans - VA loans - Conventional loans - Luxury and jumbo loans - Refinancing (rate-and-term, cash-out, FHA streamline, VA IRRRL) - Investment property loans - New construction financing - Relocation loans - Downsizing loans ## Pages - [Home](https://www.dianepepe.com/): Overview, process, loan programs, client reviews, service areas - [About Diane](https://www.dianepepe.com/about): Her story from pharmacist to loan officer - [Loan Programs](https://www.dianepepe.com/loan-programs): Each program explained — who it is for and what it requires - [Mortgage Questions](https://www.dianepepe.com/faq): Plain-language answers on down payments, credit, pre-approval, closing costs, rates, refinancing, and Colorado and Nebraska assistance programs ## What clients say - "You gave me a list of things you needed to get me qualified for my loan and it went really well and surprisingly fast!" - "Being first time home buyers she guided us and answered all of our questions and concerns." - "Diane made what felt impossible become possible for me and my family."